Utica, New York: In conjunction with the HomeOwnership Center, NBT Bank, One Realty and Attorney Kevin Leahy the AmeriCorps Housing Opportunity Center at the Utica Municipal Housing Authority will offer a free workshop for first-time home buyers on Tuesday, September 24 from 5:30-7:30 p.m. at the Utica Public Library, 303 Genesee Street, Utica, 2nd Floor, Gallery. It is open to the public. Refreshments will be served. The seminar, "Thinking about Buying a Home?," will review the pros and cons of purchasing a home, pre-purchase planning, understanding credit, choosing the right mortgage, finding a real estate agent, benefits of a home inspection, homeownership counseling services, and legal concerns. John Furman, Director of Grants, Programs, Compliance, and Monitoring, stated: “The purpose of the workshop is to help first-time homebuyers to determine if they are ready to move from renting to buying a home. We will let participants know what they need to do now to realize their dream of buying a home. We are excited about sponsoring this workshop and hope that our tenants and Section 8 voucher holders will attend.” Speakers will include Elizabeth Preuss, Housing Advisor, HomeOwnership Center; Lou DeMichele, One Realty; Harry Cooper, NBT Bank; and Attorney Kevin Leahy. The Housing Authority AmeriCorps Housing Opportunity Center will be available to provide information about local programs. To sign up for the free seminar or request more information, please email email@example.com, or call the Utica Housing Authority at (315) 735-3362, ext. 25.